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The Heinous Cost of Private Health Care Insurance In America (Rant)

I pay $2000 USD PER MONTH, OUT OF MY OWN POCKET for health care insurance. I pay more for this ‘premium’ healthcare than I do for my house mortgage. Even with this exorbitant rate, it still doesn’t cover everything. I still have out of pocket deductibles to meet, etc.

On top of this, I pay a concierge fee to my primary care physician, as her office is sick of dealing with the insurance companies and their regulations- so add a few hundred bucks per month to that-

It is a scary, ridiculous, and sad reality in America.

Still, I’d expect decent care from my doctors with the money I am shelling out. Unfortunately, this hasn’t always been the case, in my experience.

I’ve had to fight tooth and nail- with the doctors, the insurance companies- to advocate for myself. I am so glad that I did, in retrospect.

I know a lot of Americans equate ‘socialized medicine’ and ‘free healthcare to all’ with the Cold War and Red Scare- believing that if they received affordable care, our country would plunge into a communist society reminiscent of the Hunger Games movies.

As a person who has lived abroad half of her adult life in countries with socialized medicine I can absolutely tell you that this isn’t the case.

It is FUCKING HEINOUS that we all have to go bankrupt for the US insurance companies.

I don’t understand why Americans think it is acceptable to pay more than their mortgages for the most rudimentary of health care insurance.

Our middle class is eroding. People are dying because they are scared to go to the doctor and/or can’t afford to.


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So, I posted in this over 40s Moms support group on Facebook and all HELL broke loose…

… when I posted a link to my previous blog post, about my kid’s nickname.

It was split about 70/30ish = people who understood my rant vs. people who did not.

The ones who did not were BRUTAL, and not in a ‘brutally honest’ fashion.  It was more “shut yer trap, you 1st World Problem Spouting Hose Beast”, then a polite “oh, I was simply stating my opinion- why WOULD you be offended?” when I called them (or others did) on their shit.

I had no idea that there were so many passionate nickname haters out there.  They should start a support group.

Instead, I started my own.  It’s called “Exhausted, Fun, Wine Drinking (Or Not) Mothers Over 40”  on Facebook.

Yeah, it’s a mouthful.    Here is the cover photo:

it's funny, coz it's true

it’s funny, coz it’s true

On my personal FB page, I added this preface to the description of this group:

“If your vagina is a clown car- or not- we’d really like you to join…”

I figured that would weed out the pickier people.

*devilish grin*

I can’t believe how UNsupportive people can be on these so-called “support groups”.  It’s like wading through a cesspool of murky unhappiness just to get to the tootsie pop center.

I mean, if I wanted to have a huge knock-down, drag ’em out fight, I’d go to a family reunion.